Picking the wrong service means paying up to $60 more a year for the same songs.
Apple Music is the cheapest major streaming service in the United States, not because Apple cut prices or launched a promotional campaign, but because it sat still while everyone else climbed.
At $10.99 a month, Apple’s individual plan sits $2 below Spotify’s $12.99 and $1 below YouTube Music’s $11.99. TIDAL joins Spotify at $12.99 in August, and Amazon Music Unlimited already matches that price for anyone without Prime.
The odd part is what Apple includes at that lower price. Lossless, hi-res audio, and Dolby Atmos are already built in.
Here’s how Apple ended up cheaper while rivals kept climbing.
Three Years, Thirty Percent
Apple moved first, but Spotify turned price hikes into a pattern.
In May 2023, Spotify raised its individual Premium plan for the first time in twelve years, from $9.99 to $10.99. A second increase in June 2024 pushed it to $11.99, and a third in January 2026 brought the price to $12.99.
That adds up to a 30% increase in under three years. So, a Spotify subscriber now spends $36 more per year than someone who joined before mid-2023.
Other major services followed the same upward path, as YouTube Music, TIDAL, and Amazon Music Unlimited all raised prices after Apple’s October 2022 increase.
| Service | Individual | Family | Since |
|---|---|---|---|
| Apple Music | $10.99 | $16.99 | Oct 2022 |
| Spotify Premium | $12.99 | $21.99 | Jan 2026 |
| YouTube Music | $11.99 | $18.99 | Apr 2026 |
| TIDAL | $12.99 | $19.99 | Aug 2026 |
| Amazon Music (Prime) | $11.99 | $21.99 | Feb 2026 |
| Amazon Music (non-Prime) | $12.99 | $21.99 | Feb 2026 |
If you look at the family plan comparisons, it’s clear how wide the gap is, as that makes Spotify $60 more expensive per year for a household.
When Cheaper Sounds Better
The cheaper plan also has the strongest audio spec sheet.
Apple Music has included lossless audio up to 24-bit/192kHz and Dolby Atmos spatial audio at no extra charge since June 2021. That does not mean every listener will hear a major difference on every setup, but it does mean Apple gives paid subscribers more audio headroom for less money.
While Spotify has finally caught up in September 2025, Spotify’s lossless streams top out at 24-bit/44.1kHz. So even though it’s still CD quality, it sits below Apple’s maximum resolution.
YouTube Music sits at the opposite end. At $11.99 a month, it charges $1 more than Apple while capping streams at 256 kbps AAC, with no lossless option and no spatial audio. Its real advantage is YouTube integration: music videos, user uploads, live performances, and podcasts.
TIDAL, on the other hand, does match Apple on fidelity, with lossless streaming up to 192kHz and Dolby Atmos support. But, again, the tradeoff is price. At $12.99 a month, matching Apple’s audio specs costs $2 more.
So the value gap is not only about the monthly bill. Apple is cheaper than every major paid rival in the U.S., yet it also gives subscribers lossless, hi-res, and Atmos without a higher tier. And once price and fidelity are on the table, the next question is what subscribers are paying extra for.
What Higher Bills Are Actually Buying
The extra $1 or $2 on rival plans is not always paying for better sound.
Each service is asking subscribers to pay for a different bundle:
- Spotify frames its higher price around “innovation,” personalized listening, discovery tools, and “the best audio content.” In practice, that means lossless audio, podcasts, audiobooks, AI DJ, and mood-based playlist tools under one subscription.
- YouTube Music leans on the wider YouTube ecosystem. Its value is less about audio specs and more about ad-free listening, background play, music videos, podcasts, live clips, covers, and a massive library that includes uploads you may not find on normal streaming catalogs.
- TIDAL is the cleanest music-first rival. Its price increase is tied to supporting artists and rightsholders, funding new features, and maintaining a high-quality listening experience.
- Amazon Music Unlimited sells convenience inside Amazon’s larger audio world, with lossless and spatial audio, ad-free podcasts, Audible integration, and Alexa-powered discovery.
This turns the price gap into a bundle test. Most rivals now ask paid subscribers to fund more than access to songs, from discovery engines and video libraries to audiobooks, podcasts, smart speakers, creator tools, and artist-support programs.
Why Apple Can Afford to Wait
Apple’s bet makes more sense once you see the business behind it.
The company’s Services division generated $27.4 billion in Q3 FY2025, up 13% year over year, and music streaming is only one part of that total. A standalone rival has to make the subscription carry more of the business. Apple Music can work as part of a wider customer relationship.
Analysts describe it as a “retention engine” inside Apple’s digital ecosystem. The service gives people another reason to keep using the hardware and services they already own, from AirPods and Apple Watch to CarPlay and Apple One. That makes the monthly fee matter in a different way.
Spotify has no phone, watch, earbuds, or car interface to sell at Apple’s scale. Its subscription price has to support the app, the catalog, the new features, and the wider audio platform around it. Apple can leave Music at $10.99 because the payoff does not have to come only from the Music bill.
Oliver Schusser, Apple’s VP and head of Apple Music, made that position clear in an interview reported by Digital Music News.
For a company earning tens of billions per quarter from services, matching Spotify’s price is optional. Holding the line gives Apple a cleaner story: the paid music service with the stronger audio package now also has the lower bill.